Lions suffer Payne(ful) loss
Payne was a late withdrawal from the Lions team that faced the Hurricanes last week.
He was not expected to be part of the squad for Saturday's Test series decider against the All Blacks, even without injury.
He suffered a head knock when the Lions played the Chiefs and passed concussion tests.
However, Payne continued to suffer from headaches.
Payne stayed in Wellington for tests after reporting with a headache before the Hurricanes game.
"While the findings of Jared's tests have been normal he still has migraine and will not be fit to train until his symptoms have settled," Lions coach Warren Gatland said.
"The specialists are happy that the symptoms are not concussion related and he is expected to recover fully.
"We wish him a speedy recovery."